💳 Buy Now, Pay Later with KAAL.

Get the look now. Pay later. Interest-free. Stress-free.

You shouldn’t have to wait to feel powerful. That’s why KAAL offers two flexible, interest-free payment options:

FLOAT and HAPPY PAY

Choose what suits your flow—and slay today.

 

⚡ OPTION 1: FLOAT

Pay over up to 6 months using your credit card. Zero interest. Zero stress.

What is Float?

Float lets you split your KAAL order into up to 6 monthly instalments—interest-free and fee-free—using your existing credit card limit.

Instead of your full purchase reflecting on your next statement, only your monthly instalment appears. No new credit. No credit checks. Just smarter shopping.

Why Use Float?

• ✅ Split payments over up to 6 months

• ✅ No interest, no fees, no credit checks

• ✅ Continue earning your credit card rewards

• ✅ Works with any Visa or Mastercard credit card

• ✅ Available online and in-store

Use your credit smarter—Float it.

How to Use Float:

1. Add your KAAL favourites to cart

2. Choose Float at checkout

3. Select your instalment plan (up to 6 months)

4. Enter your credit card details

5. Pay your first instalment—Float does the rest

Your full purchase is “reserved” on your card, but only the monthly instalment is charged each month.

💥 OPTION 2: HAPPY PAY

No deposit. No credit card. Just pay over your next two paychecks.

What is Happy Pay?

Happy Pay is a simple, flexible way to split your KAAL purchase over your next two paydays, interest-free and with no upfront payment. Perfect if you’re shopping with a debit card or want to manage cash flow without credit cards.

Why Use Happy Pay?

• ✅ Split your payment into 2 instalments

• ✅ First payment only due on your next payday

• ✅ No deposit required at checkout

• ✅ No interest or fees when paid on time

• ✅ Quick AI-powered approval process

• ✅ Manage your cash flow with ease

You’ll know your spending limit within minutes—no paperwork, no hassle.

How to Use Happy Pay:

1. Sign up at happypay.co.za with your bank account and basic details

2. Get approved instantly and view your spending limit

3. Select Happy Pay at checkout on KAAL

4. Your total is split into 2 payments:

• 1st instalment: on your next payday

• 2nd instalment: on the following payday

5. Your KAAL order ships right away

 

🛍️ Quick Comparison

	Float	Happy Pay
Split Payments	2-6 months	2 paydays
Payment Type	Credit card only	Debit or credit
Interest	0% interest, no fees	0% interest, no fees
Upfront Payment	1st instalment charged immediately	No upfront payment
Approval	Instant, no credit checks	AI powered, fast approval

🔥 Ready to Check Out?

Choose Float or Happy Pay at checkout.

If you still have questions, send us a message at support@kaal.store